1
Share the equipment.
Tell us what you are buying, who is selling it and the expected cost.
Private-party equipment purchases
The right machine does not have to sit on a dealer lot.
Found a tractor, combine or implement directly from another owner? Private-seller purchases may fit with the right documentation and transaction structure.
✓ New + used may fit✓ 12–72 month programs✓ Multiple purchase sources
Get a payment path.
Tell us what you are looking at. We’ll take it from there.
WHY THIS PURCHASE IS DIFFERENT
Build around the equipment.
Private-party purchases can open up more equipment choices, especially in used machinery. They also require clear ownership, equipment and seller documentation so the transaction can be verified and funded properly.
Farm-to-farm purchases
May fit depending on the equipment, transaction and credit profile.
Owner-listed tractors
May fit depending on the equipment, transaction and credit profile.
Used combines
May fit depending on the equipment, transaction and credit profile.
Implements + attachments
May fit depending on the equipment, transaction and credit profile.
Hay equipment
May fit depending on the equipment, transaction and credit profile.
Planting + tillage equipment
May fit depending on the equipment, transaction and credit profile.
HOW IT WORKS
A simple path from machine to purchase.
2
Review the structure.
See the qualified payment path based on the equipment and transaction.
3
Keep the purchase moving.
Complete documentation and move toward funding once the machine is set.
BUYING OPTIONS
Shop where the right machine is.
Dealer, manufacturer, auction and private-seller transactions may be considered subject to underwriting and program requirements.
Dealer purchase
Buy new or used inventory from an equipment dealer.
Auction purchase
Start ahead of the sale when possible, then finalize around the winning equipment and price.
Private seller
Purchase directly from another owner with the required verification and documentation.
Manufacturer direct
Direct-from-manufacturer purchases may fit when the transaction qualifies.
FAQ
What buyers ask.
Can I buy a tractor directly from another farmer?
Private-seller transactions may be considered subject to underwriting, ownership verification and transaction requirements.
What seller information is needed?
Documentation requirements vary by transaction and may include ownership, equipment identification and seller information.
Can older equipment be purchased privately?
Older equipment may be considered depending on the machine, transaction and credit profile.
Can I use this for auction equipment too?
Auction purchases follow a related but distinct transaction process. See the auction financing page for that buying path.
KEEP EXPLORING
Related purchase paths.
Ready to price the monthly path?
Share the equipment and purchase amount to get started.