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FAQ'S About Farm and Tractor Financing - Leases and Loans Available

What kinds of farm financing do you offer?

We do more than just farm tractor financing! We offer a wide variety of financing products for farm trucks, equipment, and implements for farmers and others in agricultural industries. Our available structures include farm collateral loans, equipment leases, equipment finance agreements, sale leasebacks, and even working capital loans that require no equipment or collateral at all.

What states do you do business in?

We operate in all fifty U.S. States. Our main office is located in Portland, Oregon, but we have programs managed out of Arkansas, California, Colorado, Indiana, Massachusetts, New Jersey, New York, Ohio, South Carolina, Texas, and Washington to provide regional coverage for farm customers all over the United States.

How much can I borrow?

The amount you can borrow depends on many factors including time in business, personal credit, and cash flow. We have put together deals as large as $1.5 million, although most of our transactions fall between $5,000 and $150,000.

What kinds of agricultural or farm equipment do you finance?

At Farm Tractor Finance.com, we have absolutely no restrictions based on age or type of equipment.  We regularly finance new or used chisel plows, conveyor belts, cultipackers, farm trucks, feed grinders, harrows, harvesters, irrigation systems, manure spreaders, mower conditioners, mowers, mulchers, plows, rakes, rollers, seed drills, sprayers, strip tills, tedders, tractors - either tracked or on wheels, and windrowers.  Any agriculture or farming related equipment can be financed!

What do I need in order to apply?

We keep it simple. Just an application and three months of business checking account statements are enough for most transactions. Our ‘Application Only’ guidelines go up to $150,000 for businesses and farmers with prior commercial borrowing experience.

I’m not buying from a dealer. Is that a problem?

Absolutely not! We can help with your purchase of farm equipment from a vendor or other equipment dealer, consignee, private party, or auction. We can even help you buy brand new implements directly from an agricultural equipment manufacturer!

Are your rates competitive?

We pride ourselves on offering the ‘lowest rates in the business’ for A and B Credit customers. Moreover, our solutions for mid-range and even higher risk customers offer balanced, competitive rates that ensure you a comfortable return on your investment.

I have credit issues. Can you still help?

We are one of very few lenders in the market that structure transactions to offer financing for farm customers with credit challenges. This means we are often able to use some combination of cosigners, additional collateral, or larger down payments to make tougher deals work.

How do I get started?

Simply ‘Request a Quote’ or fill out our five minute online application by clicking 'Apply Now' immediately. We can usually give you an answer within 24 hours.

What are some other questions commonly asked by your customers?

We're glad you asked! In fact, we've created a handy brochure with 10 Questions everyone should be asking their farm equipment finance company, and encourage you to read and share it.